PennyWise AI
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Set up PennyWise

Give it SMS access and it builds your history from the bank messages already on your phone.

  1. Open the app

    Step 1 of 5

    Open the app

    Tap Get Started. Setup takes about a minute and has four steps.

  2. Allow SMS access

    Step 2 of 5

    Allow SMS access

    Tap Enable Permissions, then Allow. Only bank messages are read; your chats are never touched.

  3. Let it scan

    Step 3 of 5

    Let it scan

    PennyWise reads the bank SMS already on your phone and turns them into transactions.

  4. Pick your main account

    Step 4 of 5

    Pick your main account

    This balance shows on Home. Tap Finish.

  5. You're done

    Step 5 of 5

    You're done

    New bank SMS are added automatically. Tap the sync button any time to check now.

Good to know

PennyWise reads messages from 140+ banks and wallets across 20+ countries. Check yours on the supported banks list.

Skipped the SMS permission? Everything still works; you add transactions by hand instead.