PennyWise AI
/

Accounts and balances

Fix a balance that's off, or add cash and wallets.

  1. Open Manage Accounts

    Step 1 of 3

    Open Manage Accounts

    Settings → Manage Accounts. Tap Update Balance if a balance is off.

  2. Add cash or a wallet

    Step 2 of 3

    Add cash or a wallet

    Tap + to add an account that doesn't send SMS, like cash in hand.

  3. Check its history

    Step 3 of 3

    Check its history

    Tap an account on Home to see its balance trend and transactions.

Good to know

Accounts are created from your SMS, one per bank account or card. Balances update whenever a message includes one. Credit cards show their limit, outstanding and available amount.

Same card showing up twice under different numbers? Merge them from Manage Accounts (Pro).

Low-balance alert
An account's ⋮ menu sets a threshold; the account is flagged when it drops below it.
Personal and Business
Mark an account as Business from its ⋮ menu, then use the profile filter on Home and Transactions to see one side at a time.