PennyWise AI
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Add a transaction yourself

For cash, or a bank PennyWise can't read yet.

  1. Tap +

    Step 1 of 5

    Tap +

    From Home or Transactions, the + button opens the add screen.

  2. Enter the amount

    Step 2 of 5

    Enter the amount

    Type the amount, then a merchant like “Chai stall”. Expense is already selected.

  3. Pick a category

    Step 3 of 5

    Pick a category

    Choose where it belongs so budgets and analytics stay accurate.

  4. Save

    Step 4 of 5

    Save

    That's it. It now counts toward this month's spending.

  5. Or just type it

    Step 5 of 5

    Or just type it

    In the Chat tab, write “coffee 180 at Starbucks” and tap Add on the card.

Good to know

The Add Transaction widget and Quick Settings tile open the same form. You can also share a message from another app to PennyWise and it fills the form for you.

The five types

ExpenseMoney out of a bank account.
IncomeSalary, refunds, cashback.
CreditCard and wallet spend you pay later, kept apart so the bill isn't counted twice.
TransferBetween your own accounts. Not spending.
InvestmentSIPs, stocks, mutual funds.