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Make it yours

Theme, app lock, widgets and the rest of Settings.

Appearance

Settings → Appearance: light, dark or system theme, Material You colours, AMOLED black, fonts.

Good to know

App Lock: Fingerprint or face unlock, with a lock timeout. Set up biometrics in Android first.
Widgets: Long-press your home screen → Widgets → PennyWise: Add Transaction, Budget Overview, Spending Pie, Recent Transactions.
Notifications: Each new transaction can notify you, with buttons to change its category right there.
Bank Notification Access: Also read bank app notifications, for banks that notify instead of texting.
Contacts: Show a contact's name instead of their UPI ID.
Language: The app is translated by the community.
Webhooks: Send selected transaction data to your own server (Pro).